Medicare Part D

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(205) 955-0080

What is Medicare Part D?

Medicare Part D is offered by private insurance companies and provides prescription drug coverage.

When do I need Medicare Part D?

Many Medicare Advantage Plans already include Part D prescription drug coverage.
Medicare Supplement (also called Medigap) plans do not include prescription drug benefits. Enrollment in a Part D plan with your Medicare Supplement will provide prescription drug coverage.
Original Medicare does not include prescription drug coverage. Enrollment in a Part D with your Original Medicare will provide prescription drug coverage.

How much is Medicare Part D?

There are typically two types of costs with Medicare Part D:

Plan premium
Prescription drug costs

Each plan has a list of drugs that they cover called a "formulary." Many plans divide medications into "tiers." Each tier typically costs a different amount.

A licensed agent can help you estimate your costs and find a plan that meets your needs. There are also savings programs and other options (such as preferred pharmacy networks) to help reduce your costs.

Please contact us at (205) 955-0080 (TTY: 711) to get started!